Farmers and Hobbyists

* Commercial Agricultural * Equine Establishments * * Maple Sugaring * Honeybees *

To you it’s a hobby—it started with one beehive, grew to two, then three, and before you knew it you had more honey than Quaker has oats.

To you it was time with your grandfather—huddled together around an old cast iron wood stove in his backyard barn-board sugar shack. He taught you how to tap the trees, to slowly add the sap all the while stirring and scumming to remove the foam. And now, you spend those mud months of winter huddled with your son and grandson in your backyard sugar shack producing gallons and gallons of maple syrup.

To you it’s a small farm—with chickens and horses and tracts of vegetables. You have dozens and dozens of eggs, hundreds of pounds of tomatoes, zucchini, and squash. And the kids love those birthday party hayrides you offer, or the riding lessons you give the neighborhood kids.

Yes, to you it’s a hobby—but to us it’s a small business. And should an unfortunate situation arise and someone is injured while on a horse or hayride, or at your roadside stand buying the honey, syrup, eggs, or vegetables, your homeowners insurance will not cover it.

That’s why we carry specialty market insurance programs through Litchfield Mutual. These programs are tailored to meet your specific needs and concerns, and provide property and liability coverage for your type of small business/hobby.

Protect yourself and your property. Call your Farmowners Specialist, Kim Croke 508-347-9343.